Decision view

What it costs to open and carry each entity

Average setup
Base third-party setup:
One-time opening cost
Monthly
Accounting + bank only
Recurring monthly cost

Executive summary

  • Bucaramanga remains the cheapest setup path, followed by Pereira and Pasto.
  • Medellín and Envigado are still clear setup outliers and should only stay in scope if there is a strategic reason.
  • The clean scaling logic still looks like few operating cores + lighter satellite entities, not full-complexity everywhere.

Monthly operating stack

Accounting + bank only

Monthly only. Setup stays above.

Numbi accounting plan
Bancolombia SVE
Total monthly carry:

Selected accounting plan

Only changes monthly carry
Selected tier

Included in the fee

Numbi includes software, monthly bookkeeping, bank reconciliation, tax filings, financial statements, and annual compliance in the 12-month version used here.

Still outside the fee

VAT-refund success fee, legal/contracts, RUP if needed, and any temporary physical presence requested by distributor due diligence.

See assumption detail
  • Tax service VAT was not loaded into the headline carry because recoverability depends on the tax position of the entity.
  • Temporary showroom and distributor-facing physical setup costs remain outside this report.

City decision table

# City Setup Monthly carry Digital setup First month
Accounting proposal benchmark 4 real quotes, normalized
Firm Setup Monthly Annual treatment Notes
See quote notes

    References

    Short glossary + source links
    Definition

    VUE

    Official baseline used to compare setup by city.

    Definition

    SAS

    Base entity type assumed in this model.

    Definition

    TRM

    Planning COP/USD reference used in the report.

    Definition

    SVE

    Business banking layer used for the monthly bank cost.

    Stable URL: agentss-virtual-machine.tail44b368.ts.net · Open standalone simulator